Detached House for sale at 192 Church Street, St. Catharines, Ontario, L2R 3E9 - E. Chester - MLS: X12900592

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192 Church Street

St. Catharines, Ontario, L2R 3E9 - E. Chester

$379,000

Neighbourhood

E. Chester
Major Intersection

niagara - church

Listed Since: 43 day(s)
Last update: today

Overview

Property Type

Detached, 2-Storey
Bedrooms

4
Bathrooms

4
Basement

Full + Finished
Kitchen

2
Total Parking

4
Lot Size

44x114 (Feet)
Taxes

$3,691.00 (2025)
Type

Freehold

Property Description

Property description for 192 Church Street, St. Catharines

Incredible value and opportunity! Featuring a main house plus a legal secondary dwelling with a full basement, this property is ideal for investors, multi-generational living, or buyers looking to offset their mortgage with rental income.Zoned M1, this versatile property may permit redevelopment options including a potential fourplex (buyer to verify)-making it a standout choice for those looking to expand or invest. Live in one unit while renting the other, or explore the full development potential of the lot. A rare find offering flexibility, income potential, and future upside all in one!

Listed by REVEL Realty Inc., Brokerage

Property details

MLS #

X12900592
Sq. Ft

1500-2000
Sq. Ft. Source

MLS
Lot Irregularities

n/a
Year Built

Available Upon Request
Pool

None
Drive

n/a
Garage

None
Total Parking

4
Family Room

Y
Den

Y
Exterior

Brick
Fireplace

Y
Roof

Asphalt Shingle
Foundation

Concrete
Elevator

n/a
Water View

n/a
Laundry Level

n/a
Heat

Forced Air
A/C

Central Air
Water

Municipal
Water Supply

n/a
Sewers

None
Central Vac

N

MLS #

X12900592
Sq. Ft

1500-2000
Sq. Ft. Source

MLS
Lot Irregularities

n/a
Year Built

Available Upon Request
Pool

None
Drive

n/a
Garage

None
Total Parking

4
Family Room

Y
Den

Y
Exterior

Brick
Fireplace

Y
Roof

Asphalt Shingle
Foundation

Concrete
Elevator

n/a
Water View

n/a
Laundry Level

n/a
Heat

Forced Air
A/C

Central Air
Water

Municipal
Water Supply

n/a
Sewers

None
Central Vac

N

Rec

4.85 x 5.86 ft Bsmt level
Laundry

2.01 x 2.75 ft Bsmt level
Utility

4.0 x 2.91 ft Bsmt level
Other

3.11 x 3.33 ft Bsmt level
Primary

5.72 x 3.44 ft Main level
Dining

3.61 x 4.75 ft Main level
Living

3.61 x 4.03 ft Main level
Kitchen

3.25 x 4.75 ft Main level
Foyer

3.25 x 2.75 ft Main level
Kitchen

3.68 x 3.26 ft Main level
Family

3.68 x 4.58 ft Main level
Other

3.68 x 7.59 ft Bsmt level
2nd Br

3.19 x 2.82 ft 2nd level
3rd Br

2.4 x 3.93 ft 2nd level
4th Br

2.65 x 3.93 ft 2nd level

Contact Manoj Kukreja

Sales Representative,
Century 21 People’s Choice Realty Inc.,
Brokerage
(647) 576 - 2100

Property History

Property history for 192 Church Street, St. Catharines

This property has been sold 2 times before. Create your free account to explore sold prices, detailed property history, and more insider data.

Local Real Estate Price Trends for Detached in E. Chester

Active listings

Average Selling Price of a Detached

March 2026

$394,429

Last 3 Months

$384,043

Last 12 Months

$425,376

March 2025

$493,750

Last 3 Months LY

$501,139

Last 12 Months LY

$464,507

Change

-20%

Change

-23%

Change

-8%

Average Selling price

Mortgage Calculator

This data is for informational purposes only.

Mortgage Payment per month
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Total Payable	Amortization

Property Price

Amortization

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Down Payment ($)

Down Payment (%)

Closing Cost Calculator

This data is for informational purposes only.

Closing Cost Total for this property

Total Cash flow for purchasing this property

Purchase Price

First time home buyer

Down Payment($)

Down Payment(%)*

Additional information

Provincial Land Transfer Tax

Ontario Land Transfer Tax Rebate

Toronto Land Transfer Tax

Toronto Land Transfer Tax Rebate

PST on CMHC Insurance Premium

Lawyer Fees

$2,825

Government Registration Fee's

$164

Title Insurance

Closing Cost Total

Total Cash flow for purchasing this property

Provincial Land Transfer Tax

Ontario Land Transfer Tax Rebate

Toronto Land Transfer Tax

Toronto Land Transfer Tax Rebate

PST on CMHC Insurance Premium

Lawyer Fees

$2,825

Government Registarion Fee's

$164

Title Insurance

Purchase Price

Down Payment($)

Down Payment(%)*

First time home buyer

* A down payment of less than 20% is permitted only for first-time home buyers purchasing their principal residence. The minimum down payment required is 5% for the portion of the purchase price up to $500,000, and 10% for the portion between $500,000 and $1,500,000. For properties priced over $1,500,000, a minimum down payment of 20% is required.

Contact Manoj Kukreja

Sales Representative, Century 21 People’s Choice Realty Inc., Brokerage
(647) 576 - 2100

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